车险车险哪个好

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com2013.
05.
16-2013.
05.
2105加油车险汇淘宝10周年,引起众多网购族的消费记忆.
5月8日,淘宝保险频道发起"车险划算到尖叫"活动,引发一阵疯抢.
价格比线下便宜15%"敲敲键盘,买份保险",白领林小姐的车险快到期了,对于续保她选择了去淘宝上投保.
"官方8.
5折,再减500……"5月15日,点开淘宝保险的首页,记者便看到醒目的广告标语.
有网友也晒出了自己对比的线上线下价格——以一辆捷达车为例,如果车主购买"车损+三者5万+不计免赔+盗抢"保险组合,需要缴纳保费2840元,但通过网上购车险,则只需支付1988元保费.
据了解,人保、太保、平安、阳光、大地、天平6家保险公司与淘宝网展开了合作,开设了官方旗舰店.
"最大的亮点就是在淘宝保险购买车险,价格比线下便宜15%,也享受线下保险公司提供的同样理赔和各项服务.
"阳光财险河南省分公司客服部经理李瑞花说.
近年来,车险竞争越发激烈,许多险企已经布局抢滩淘宝市场,记者了解到,在去年的"双十一",多家保险公司组团参加淘宝"聚划算"车险团购活动,天平车险甚至推出"一口价"商业车险产品,开创商业车险销售的先河.
投保选择越来越多淘宝网等电商渠道给力,各家保险公司的官方网站也开始发力.
近日,太平洋财险对其在线商城进行了升级.
记者登录各产险公司网站发现,人保财险、平安产险、阳光产险、太平洋等公司官网功能齐全,车险报价、一键续保、保费缴费提醒、电子信函及理赔在线报案等在线业务,便捷、周到,"e触即发".
"网络投保除了车险价格能多省15%,还有各种免费礼品呢.
"车主金女士说.
记者发现,一些财险公司网络投保省15%,还为车主准备了礼物,像人保财险网上投保客户,将有机会赢取1000元加油卡,再赢100元电子礼品卡;太平洋财险为网上投保车主准备了多功能逃生锤、云南白药礼包、轮胎保障、道路救援等礼品和服务;6月30日前投保平安车险,除保费优惠15%外还可获得由一号店提供的"爱车出行,旅途必备"精美礼品一份,并可免费办理平安i车信用卡,畅享加油九折优惠.
方便快捷但也要谨慎上网买保险日益流行,但买到假保单、看不懂保险条款等问题让不少车主担心.
对此太平洋财险客服人员表示,针对这类情况可以拨打网站上的客服热线或用阿里旺旺进行咨询.
同时她也建议,如果在第三方电子平台上购买车险,拨打保险公司客户服务电话进行保单确认后,才能交付保险费.
收到车险保单后,也应立即通过保险公司公告的服务电话和门户网站,查询保单是否真实有效.
如果对网购不是很熟悉的市民,最好选择到正规保险公司的官网进行购买,以免落入钓鱼网站的陷阱.
省会一家大型险企的相关人士表示,网上销售保险有一个最大的问题就是跨区域销售的问题.
保险销售具有严格的地域限制,例如全国性保险公司只有在各地开设分公司才被允许在辖区范围内销售保险产品并提供相应的服务.
如果消费者在没有设网店的区域购买了网销产品,那么很可能面临无人服务的窘境.
当客户遇到合同纠纷时,问题究竟该由谁来解决,责任如何划分,也是一个问题,这个需要引起消费者注意.
中国太平洋保险:从新生的第一天到人生的每一天,从一个人的启程到千万人的旅程,从温馨小家到和睦大家.
专业、便利、亲和,太平洋保险成就你每一天的精彩.
保险让生活更美好.
即日起至5月19日,转发本微博,并分享你与太平洋保险的故事,@三位好友,即有机会获得精美礼品.
人保财险官网直销:"淘气包儿求关注人保为爱帮买单",我们时刻期待有你陪伴、逗你开心,所以卖呆闯祸、淘气伤人都是对你爱的呼唤!
你爱我,人保就爱你,我闯祸,人保就帮你买单!
现在人保"家养宠物责任险"和"监护人责任险"已经全国上线,在微热卖平台http://url.
cn/47pT3e找到它们参与活动得好礼.
平安车险:"五月平安寿星爱车如初恋",爱车陪我走天下,我待爱车如初恋!
还记得爱车的生日,与TA情定几月吗善待爱车,TA也会善待你,帮你省油、省钱不在话下!
5月平安寿星车主关注@平安车险(新浪微博),说出爱车生日和百公里油耗记录,为爱车赢取百元油卡!
若爱车生日相同,油耗记录一样,就互粉吧!
投保有道官微互动网上""车险优惠不止一点点本周关注文/张宝"脱保"上路有风险保险到期,因工作繁忙没能及时续保,李先生却刚好在保险空当期出了事,7万元车祸损失得自掏腰包.
2013年4月,在郑东新区某公司工作的李先生私家车保险还有1天就到期,准备第二天再去保险公司办手续.
不巧的是,次日凌晨接待完客户回家途中突发车祸,他当即拨打保险公司电话报案.
到达现场的平安产险河南分公司查勘员留意到,该车所签订的保单到期日刚刚到期,而新保单尚未签订,是典型的续保真空期出险.
李先生只好自行承担车祸损失7万元.
平安财险河南分公司车险部经理介绍,车险的起止日期是理赔的关键数据.
新保险签订时,续签保单应为合同期向前推一天或几天.
如5月15日晚上12时车险合同到期,新办的保险至少要在14日签订,以避免15日保险出现真空期.
为了减少因"脱保"给车主带来不必要的麻烦,一般保险公司将会在车险到期以前,提前通知客户续保金额、日期,方便客户可以提前办理续保手续.
另外,"脱保"时间太长的话,也享受不到车险费率优惠.