"山西省农村信用社服务收费标准"

"(免费项目)"序号","服务对象","服务项目",,,"服务内容",,,"一、支付结算业务""1","个人","系统内现金存款",,,"通过本行柜台为本行个人客户办理系统内同城、异地存、取款业务",,,,"2","个人","系统内现金取款",,,,,,,"3","个人","系统内资金汇兑",,,"通过本行柜台为本行个人客户办理系统内同城、异地资金划转业务",,"4","个人","柜面受理他行卡查询",,,"通过本行柜台为持卡人提供跨行查询服务",,"5","个人","农民工卡查询",,,"通过本行柜台为农村信用社类机构的持卡人提供跨行查询服务",,"6","个人/对公","退汇、退票",,,"对要素错误或非本行的汇入款项、票据进行退款、退票",,"7","个人/对公","财政金库、救灾、抚恤金等",,,"通过柜台办理用于财政金库、救灾、抚恤金等性质的资金汇划",,"二、账户管理",,,,,,,"1","个人","储蓄账户开户、销户",,,"通过本行柜台为本行个人客户办理账户的开立、撤销",,"2","个人","个人结算账户开户、销户",,,,,"3","对公","单位结算账户开户、销户",,,"通过本行柜台为本行单位客户办理单位结算账户开立、撤销",,"4","个人/对公","客户变更信息",,,"通过本行柜台为客户办理客户信息的变更",,"三、借记卡业务",,,,,,,"1","个人","本行ATM同城取款",,,"客户通过本行自助设备办理系统内资金的存入、支取、转账、查询",,"2",,"本行ATM异地取款",,,,,"3",,"本行ATM同城转账",,,,,"4",,"本行ATM异地转账",,,,,"5",,"本行ATM同城查询",,,,,"6",,"本行ATM异地查询",,,,,"7",,"本行CDM同城存款",,,,,"8",,"本行CDM异地存款",,,,,"9","个人","本行指定帐户圈存",,,"客户通过本行柜台或自助设备将银行卡主账户的资金圈存至电子现金账户中",,"10",,"本行非指定帐户圈存",,,,,"11",,"本行现金圈存",,,"客户通过本行柜台或自助设备将现金圈存至电子现金账户中",,"四、贷记卡业务",,,,,,,"1","个人","补印对账单",,,"为客户提供贷记卡对账单补印服务",,"2","个人","调阅单据费",,,"为客户提供贷记卡单据费调阅服务",,"3","个人","对账单邮寄",,,"为贷记卡客户提供邮寄纸质对账单服务",,"4","个人","ATM查询费",,,"贷记卡客户在中国境内通过本行或他行的ATM进行资金查询",,"五、电子银行",,,,,,,"1","个人/对公","本行同城资金汇划业务",,,"客户通过本行网上银行进行系统内的资金汇划",,"2","个人/对公","本行异地资金汇划业务",,,,,"3","个人/对公","网银证书补发/换发",,,"为客户提供网银证书补发/换发服务",,"4","个人/对公","网银密码重置",,,"为客户提供网银密码重置服务",,"5","个人","网银数字证书",,,"为个人客户提供网银数字证书",,"6","对公","补打企业网银交易回单",,,"为企业客户提供网银交易回单补打服务",,"7","对公","存款账户对公银信通",,,"为企业客户提供短信通知服务",,"六、特殊业务",,,,,,,"1","个人","密码挂失、密码重置",,,"为客户提供密码的挂失、重置服务",,"2","个人","口头挂失",,,"为客户提供账户的口头挂失服务",,"3","个人","密码输错次数维护",,,"为客户提供密码信息维护服务",,"4","个人","补登、更换存折",,,"为客户提供存折的补登、更换服务",,"七、工本费",,,,,,,"1","个人","普卡(磁条卡)",,,"卡片工本费",,"4","个人","一本通",,,"一本通工本费",,"5","个人","存折",,,"存折工本费",,"6","个人","存单",,,"存单工本费",,"八、其他业务",,,,,,,"1","个人/对公","当月对账单",,,"为客户提供1年内的账户对账单的查询、打印服务",,"2","个人/对公","当年12个月内(含)纸质或电子对账单",,,,,"3","个人/对公","银行询证函",,,"为客户提供特定时间的资金证明",,"4","个人/对公","主辅币兑换",,,"为客户提供主辅币兑换服务",,"5","个人/对公","残币兑换",,,"为客户提供残损币兑换服务",,,"11""(市场调节价)"序号","服务对象","服务项目",,"收费标准",,"服务内容","备注""一、支付结算业务",,,,,,,"1","对公","系统内异地汇兑",,"跨行柜台转账业务收费标准*60%,最高100元",,"通过本行柜台为企业客户办理本行异地资金划转业务","","2","个人","农信银通存通兑存现",,"交易额*0.
5%,最低1元,最高20元",,"通过农信银通存通兑系统他行客户办理现金的存、取业务",,"农信银通存通兑取现",,"交易额*0.
8%,最低1元,最高40元",,,,,,"农信银系统他行卡/折转账",,"交易额*0.
5%,最低1元,最高20元",,"通过农信银通存通兑系统为他行客户办理资金划转业务",,,"个人/对公","农信银系统本行账户转账",,"参照个人/对公跨行柜台转账汇款收费标准执行",,"本行客户通过农信银系统办理的跨行资金划转业务",,"3","个人","农民工卡取现",,"交易额*0.
8%,最低1元,最高20元",,"通过本行柜台为农村信用社类机构的持卡人办理取现业务",,"4","个人","银联卡柜面通取款",,"交易额*0.
1%,最低3元,最高50元",,"本行客户使用银联柜面通系统通过本行、他行柜面办理资金的存/取、转账业务",,,,"银联卡柜面通存款",,"交易额*0.
1%,最低3元,最高50元",,,,,,"银联卡柜面通转账",,"参照个人跨行柜台转账汇款收费标准执行",,,,"二、借记卡业务",,,,,,,"1","个人","ATM境外跨行查询",,"4元/笔",,"客户在中国境外通过ATM跨行办理查询业务","2","个人","ATM境外跨行取款",,"交易额*1%+12元/笔",,"客户在中国境外通过ATM跨行办理取款业务","3","个人","ATM同城跨行取款",,"2元/笔",,"客户通过同城他行ATM办理的取款业务",,"4","个人","ATM异地跨行取款",,"交易额*1%+2元/笔",,"客户通过异地他行ATM办理的取款业务","5","个人","ATM同城跨行转账",,"小于等于10000元收费3元/笔",,"客户通过本行或他行的ATM设备办理同城、异地跨行转账业务",,"关于发布现金类和转账类业务收益分配标准的函(银联业管委【2011】4号)""6",,,,"10000元至50000元(含)收费5元/笔",,,,"7",,,,"50000元至100000元(含)收费8元/笔",,,"(通过本行ATM办理跨行业务)","8",,,,"100000元以上收费10元/笔",,,"(通过他行ATM办理同行、跨行业务)","9","个人","ATM异地跨行转账",,"小于等于10000元交易额*1%;最低5元,最高50元",,,,"10","个人","CDM跨行存款",,"3000元以下收费3元/笔",,"客户通过他行CDM设备办理存款业务",,"关于发布现金类和转账类业务收益分配标准的函(银联业管委【2011】4号)""11",,,,"3000元以上50000以下交易额*0.
1%",,,,"12",,,,"50000元以上收费50元/笔",,,,"13","个人","跨行指定帐户圈存",,"0.
5元/笔",,"客户通过他行柜台或自助设备将银行卡主账户的资金圈存至电子现金账户中",,"银联卡业务运作规章第七卷""14",,"跨行非指定帐户圈存",,"0.
9元/笔",,,,"15",,"跨行现金圈存",,"0.
9元/笔",,"客户通过他行柜台或自助设备将现金圈存至电子现金账户中",,"16","个人","IC工本费",,"10元/卡",,"IC卡卡片工本费","""17","个人","IC卡押金",,"20元/卡",,"IC卡卡片使用押金","""18","个人","普卡(含特色卡)年费",,"10元/卡",,"持卡人卡片使用年费","在对应的开户日期扣除,本年消费五次,免次年年费;""19","个人","金卡年费",,"300元/卡",,"持卡人卡片使用年费","在对应的开户日期扣除,本年消费2万元以上,免次年年费;""20","个人","钻卡年费",,"800元/卡",,"持卡人卡片使用年费","在对应的开户日期扣除,本年消费6万以上,免次年年费;""三、贷记卡业务",,,,,,,"1","个人","普卡、准贷记卡年费",,"主卡80元/年,附属卡40元/年",,"贷记卡持卡人用卡年费","首年免年费,消费五次免次年年费年费逐年收取,中途退卡,年费不退还""2","个人","金卡年费",,"主卡160元/年,附属卡80元/年",,,"3","个人","白金卡年费",,"主卡1000元/年,附属卡500元/年",,,"4","个人","钻石卡年费",,"主卡1600元/年,附属卡800元/年",,,"5","个人","本行柜面及ATM取现",,"透支金额*0.
8%;最低1元,最高50元",,"贷记卡持卡人通过本行柜面及ATM取现手续费","支取溢缴款不收费""6","个人","他行ATM取现",,"透支金额*1%+2元;最低5元,最高50元",,"贷记卡持卡人通过他行ATM取现手续费","7","个人","境外取现",,"支取金额*1%+12元",,"贷记卡持卡人在境外取现手续费","8","个人","本行柜面及ATM转账",,"透支金额*0.
8%;最低1元,最高50元",,"贷记卡持卡人通过本行柜面及ATM转账手续费","支取溢缴款不收费""9","个人","他行ATM转账",,"支取金额*1%+2元;最低5元,最高50元",,"贷记卡持卡人通过他行ATM转账手续费","10","个人","透支利率",,"日利率万分之五,按月计收复利",,"贷记卡持卡人进行超额度透支的利率","11","个人","补卡、换卡手续费",,"15元/卡/笔",,"为贷记卡持卡人办理补卡、换卡手续费","除到期换卡、挂失补卡外的其他换卡""12","个人","挂失手续费",,"50元/卡/笔",,"为贷记卡持卡人办理挂失费手续费","13","个人","紧急处理服务费",,"20元/卡/笔",,"为贷记卡持卡人办理紧急换卡、快速发卡的加急费","""14","个人","跨境ATM查询费",,"10元/笔",,"贷记卡持卡人在中国境外通过ATM进行查询业务","15","个人","滞纳金",,"最低还款额未还部分*5%/账单日;最低5元",,"贷记卡持卡进行额度透支后未在规定时限内偿还资金产生的费用","16","个人","超限费",,"超过信用额度部分*5%/账单日;最低5元,最高300元",,"贷记卡持卡进行额度透支超出限定额度产生的费用","四、电子银行",,,,,,,"1","个人/对公","同城跨行资金汇划业务",,"小额50000以下(不含)1元/笔,大额50000以上(含)5.
5元/笔",,"为客户提供本行网上银行跨行资金划拨服务","加急视为大额""2","个人/对公","异地跨行资金汇划业务",,,,,"3","个人/对公","U-Key工本费",,"30元/个",,"客户使用U-Key工本费","4","个人/对公","网银证书冻结/废止",,"5元/笔",,"客户办理网银证书冻结/废止手续费","只收取一次费用""5","对公","网银数字证书",,"160元/年/个",,"企业客户使用网银数字证书费","6","个人","个人网银年费",,"10元/户/年",,"个人客户使用网银年费","7","对公","企业网银年费",,"100元/户/年",,"企业客户使用网银年费""五、票据业务",,,,,,,"1","对公","银行承兑汇票挂失",,"按票面金额*1‰,不足5元,收取5元",,"客户通过本行柜台对遗失的银行承兑汇票进行挂失","2","对公","银行承兑汇票工本费",,"0.
48元/份",,"出售给对公客户银行承兑汇票凭证","3","对公","银行承兑汇票查询",,"30元/笔",,"客户通过本行柜台向签发机构发出对银行承兑汇票信息的查询","六、账户管理",,,,,,,"序号","服务对象","收费项目",,"收费标准",,"服务内容","备注",,,,,"1","个人","小额账户管理费",,"3元/季/户",,"对日均余额不足100元的个人活期账户按季收取账户管理费","1、账户余额不足时按实际余额收取,直至账户余额为"0"2、系统对零余额账户归入久悬账户管理,并按年进行账户归集3、已签约的代发工资户、低保户、养老金户、退休金户、医保户、失业保险账户、住房公积金户免收","2","对公","小额账户管理费",,"30元/季/户",,"对日均余额不足1000元的单位活期账户按季收取账户管理费","1、账户余额不足时按实际余额收取,直至账户余额为"0"2、系统对零余额账户归入久悬账户管理,并按年进行账户归集""3","对公","久悬账户管理费",,"100元/年/户",,"对已归为久悬账户管理的账户按年收取久悬账户管理费","1、账户余额不足时按实际余额收取,直至账户余额为"0".
2、系统对零余额账户按年进行账户归集.
""七、外汇业务",,,,,,,"(一)对公外汇中间业务",,,,,,,"序号","服务对象","收费项目",,"收费标准",,"服务内容","备注""1、信用证",,,,,,,"1","对公","进口","开证","手续费1.
5‰,最低200元/笔,无最高上限效期3个月(不含)以上每季增加0.
5‰,全额保证金业务不加收",,"提供信用证开证服务","2","对公",,"修改","200元/笔(不涉及金额/期限的修改);金额、期限增加的,增加部分按新开证标准计收,最低200元/笔,全额保证金业务,200元/笔",,"提供信用证修改服务","3","对公",,"承兑或延期付款承诺","按承兑或承诺付款金额收取,付款期限90天(含)以下的按1‰一次性收取,付款期限在90天以上的每月加收0.
3‰,最低200元;全额保证金业务,按200元/笔收取;",,"提供远期信用证延期付款信用证提供承兑、延期付款承兑服务","4","对公",,"付汇","手续费200元/笔",,"提供资金清算服务","5","对公",,"偿付费","向受益人收取,从付款金额中扣收,30美元/笔",,"提供资金清算服务","6","对公",,"不符点处理费","50美元/笔;",,"提供不符点风险提示服务","7","对公",,"提货担保","手续费0.
5‰,最低300元/笔",,"为客户提取货物提供银行信誉担保","8","对公",,"退单","200元/笔",,"根据客户委托,提供退单服务","9","对公",,"信用证效期内撤销","100元/笔",,"提供效期内进口信用证撤销服务","10","对公",,"银行抬头提单背书","手续费0.
5‰,最低300元/笔",,"提供提单背书服务","11","对公",,"审单","20美元/套",,"提供单据审核服务","12","对公","出口","预通知","100元/笔",,"提供信用证预通知服务","13","对公",,"通知/转通知","200元/笔",,"提供信用证通知或传递服务","14","对公",,"通知/转通知修改","100元/笔",,"提供通知或传递信用证修改服务","15","对公",,"修改、换单、退单","200元/笔",,"提供出口信用证修改、换单、退单服务","16","对公",,"保兑信用证(含通知费)","按保兑金额的2‰每季收取,最低300元/笔",,"为他行开立的信用证加具保兑","17","对公",,"议付(押汇)或验单","1.
25‰,最低300元/笔",,"提供单据审核、系统处理服务","18","对公",,"转让信用证","1‰,最低200元/笔,最高1000元/笔",,"提供开立转让信用证服务","19","对公",,"开立转让信用证修改","手续费:100元/笔",,"提供开立转让信用证修改服务","20","对公",,"信用证效期内注销及撤证","100元/笔",,"提供效期内出扣信用证注销及撤销服务","2、托收",,,,,,,"1","对公","出口托收","光票托收","1‰,最低50元/笔,最高500元/笔",,"提供光票托收服务","2","对公",,"光票托收退票","50元/笔",,"因拒付,提供向境外申请光票退回及换单服务","3","对公",,"光票托收受益人要求退汇","按金额的1‰收取,最低50元/笔,最高1000元/笔",,"因受益人要求,提供已办理解付的托收款项退汇服务","4","对公",,"跟单托收","1‰,最低100元/笔,最高2000元/笔",,"提供跟单托收服务","5","对公",,"修改托收委托书","100元/笔",,"提供托收业务委托书修改服务","6","对公","进口代收","光票代收","1‰,最低50元/笔,最高1000元/笔",,"为客户提供全面的国际业务专业咨询服务、提供国家风险、商业风险咨询、办理进口代收结算产品","7","对公",,"跟单代收","1‰,最低100元/笔,最高2000元/笔",,,"8","对公",,"拒付退光票","100元/笔",,"为客户提供光票退回服务","9","对公",,"拒付退跟单汇票","100元/笔",,"为客户提供跟单汇票退回服务","10","对公",,"偿付费","30美元/笔",,"为客户提供资金清算服务","11","对公",,"退单、换单","手续费200元/笔",,"为客户提供退单、换单服务","3、汇款",,,,,,,"1","对公","汇入","转汇","1‰,最低50元/笔,最高1000元/笔",,"提供汇入汇款转汇服务","2","对公","退汇","非受益人退汇","1‰,最低100元/笔,最高1000元/笔,退汇时从汇款本金中扣除",,"提供汇入汇款非受益人退汇服务","3","对公",,"受益人退汇","1‰,最低100元/笔,最高1000元/笔,退汇时从汇款本金中扣除",,"提供汇入汇款退汇服务","4","对公","汇出","电汇境外汇款","1‰,最低50元/笔,最高1000元/笔",,"提供境外汇出汇款服务","5","对公",,"电汇境内汇款","1‰,最低50元/笔,最高1000元/笔",,"提供境内汇出汇款服务","6","对公",,"汇款指示修改","100元/笔",,"汇款指令付出后,根据汇款人申请提供汇出款修改服务","7","对公",,"汇出汇款查询","1个月内查询免费,1-3个月50元/笔,3个月以上100元/笔",,"汇款指令付出后,根据汇款人申请提供汇出款查询服务","(二)个人外汇中间业务",,,,,,,"1","个人","SWIFT汇款","汇入汇款转汇","1‰,最低50元/笔,最高300元/笔",,"提供汇入汇款转汇服务","2","个人",,"非受益人退汇","按退汇金额的1‰收取,最低20元/笔,最高300元/笔",,"提供非受益人退汇服务","3","个人",,"受益人退汇","按退汇金额的1‰收取,最低20元/笔,最高300元/笔",,"提供受益人退汇服务","4","个人",,"汇出境外汇款","1‰,最低50元/笔,最高300元/笔",,"提供境外汇出汇款服务","5","个人",,"电汇境内汇款","1‰,最低50元/笔,最高300元/笔",,"提供境内汇出汇款服务","6","个人",,"汇款指示修改","50元/笔",,"提供汇款指示修改服务","7","个人",,"汇出汇款查询","1个月内查询免费,1-3个月50元/笔,3个月以上100元/笔",,"提供汇出汇款查询服务","8","个人","托收业务","光票托收","手续费1‰,最低50元/笔,最高500元/笔",,"提供光票托收服务","(三)其它业务",,,,,,,"1","个人/对公","其他业务","快递邮费","根据实际业务发生按实收取",,"提供快递服务","2","个人/对公",,"SWIFT电讯费","100元/笔",,"提供基于SWIFT的汇款服务","3","个人/对公",,"外币存款证明","30元/笔",,"提供外币存款证明服务","4","个人/对公",,"外币携带证","10元/笔",,"提供外币携带证开立服务","注:外币手续费可收取等值的人民币手续费",,,,,,,"八、其他业务",,,,,,,"1","对公","企业贷款合同文本工本费",,"10元/份",,"贷款客户使用的合同文本工本费","2","个人","个人贷款合同文本工本费",,"8元/份",,,"3","个人","信用户贷款合同文本工本费",,"6元/份",,,"4","个人","存款证明",,"20元/份",,"为存款客户提供资金证明服务","5","个人","存款账户对私银信通",,"2元/月/手机号",,"为个人存款客户提供短信通知服务","6","个人","信贷管理对私银信通",,"2元/月/手机号",,"通过信贷管理系统为贷款客户提供短信通知服务","""7","对公","信贷管理对公银信通",,"5元/月/手机号",,,"8","个人/对公","1-3年(含)对账单补打",,"20元/份",,"通过本行柜台为客户进行的1年以上账户对账单的补打","每个账号按1份算""9","个人/对公","3年以上对账单补打",,"50元/份",,,"每个账号按1份算""10","个人/对公","保管箱业务",,"根据箱体的大小各法人机构自行定价",,"为客户提供保管箱服务","(政府定价)"序号","服务对象","服务项目",,"收费标准",,,"备注","服务内容","定价依据""一、支付结算业务""1","个人/对公","职工工资、退休金、养老金等",,"2元/笔",,,,"通过柜台办理职工工资、退休金、养老金等性质的资金汇划","国家计委中国人民银行关于制定电子汇划收费标准的通知(计价格【2001】791号)",,,,,,"二、票据业务""1","个人/对公","银行本票查询",,"12.
20元/笔",,,,"客户通过本行柜台向签发机构发出对银行本票信息的查询","关于印发《支付结算办法》的通知(银发【1997】393号)""2","个人/对公","银行汇票查询",,"12.
20元/笔",,,,"客户通过本行柜台向签发机构发出对银行汇票信息的查询","3","个人/对公","支票挂失",,"按票面金额*1‰,不足5元,收取5元",,,,"客户通过本行柜台对遗失的支票进行挂失","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)""4","个人/对公","银行本票挂失",,"按票面金额*1‰,不足5元,收取5元",,,,"客户通过本行柜台对遗失的银行本票进行挂失","5","个人/对公","银行汇票挂失",,"按票面金额*1‰,不足5元,收取5元",,,,"客户通过本行柜台对遗失的银行汇票进行挂失","6","个人/对公","支票工本费",,"0.
40元/份",,,"","出售给个人对公客户支票凭证","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)""7","个人/对公","银行本票工本费",,"0.
48元/份",,,,"出售给个人对公客户银行本票凭证","8","个人/对公","银行汇票工本费",,"0.
48元/份",,,,"出售给个人对公客户银行汇票凭证","9","对公","银行承兑汇票手续费",,"票面金额*0.
5‰",,,,"客户通过本行柜台办理银行承兑汇票业务","关于进一步规范银行结算业务收费的通知(计价费【1996】184号)""(政府指导价)"序号","服务对象","服务项目",,"收费标准",,,"备注","服务内容","定价依据""一、支付结算业务""1","个人","个人跨行柜台转账手续费",,"每笔0.
2万元以下(含)收费2元",,,,"通过柜台将个人客户的资金从本行账户(不含信用卡)转移到其他银行(含同城和异地)的账户","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)",,,,"每笔0.
2万元-0.
5万元(含)收费5元",,,,,,,,,"每笔0.
5万元-1万元(含)收费10元",,,,,,,,,"每笔1万元-5万元(含)收费15元",,,,,,,,,"每笔5万元以上按交易额*0.
03%,最高50元",,,"加急业务在此汇划费基础上加收20%最高不超过50元",,"2","对公","对公跨行柜台转账手续费",,"每笔1万元以下(含)收费5元",,,,"通过柜台将对公客户的资金从本行账户转移到其他银行(含同城和异地)的账户","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)",,,,"每笔1万元-10万元(含)收费10元",,,,,,,,,"每笔10万元-50万元(含)收费15元",,,,,,,,,"每笔50万元-100万元(含)收费20元",,,,,,,,,"每笔100万元以上按交易额*0.
02‰,最高200元",,,"加急业务在此汇划费基础上加收20%最高不超过200元",,"3","个人","个人现金汇款手续费",,"按交易额*0.
5%,最高50元",,,,"将个人客户现金汇入其他银行(含同城和异地)的账户","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)""二、票据业务""1","个人/对公","支票手续费",,"1元/笔",,,,"为个人或对公客户办理支票业务","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格【2014】268号)""2","个人/对公","银行本票手续费",,"1元/笔",,,,"为个人或对公客户办理银行本票业务","3","个人/对公","银行汇票手续费",,"1元/笔",,,,"为个人或对公客户办理银行汇票业务","三、特殊业务""1","个人/对公","凭证挂失(含印鉴卡)",,"5元/笔",,,"(IC卡另加对应工本费)","通过本行柜台办理挂失业务手续费","关于进一步规范银行结算业务收费的通知(计价费【1996】184号)""2",,"凭证和密码同时双挂",,"5元/笔",,,,,"四、其他业务""1","个人/对公","委托收款、托收承付",,"30元/笔",,,,"受客户委托凭客户提供的承兑商业汇票、债券、存单等付款人债务证明向付款机构收取款项","中国人民银行关于规范电子汇划收费标准的通知(银发【2001】385号)结合成本",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"",,,,,,,"山西省农村信用社服务收费标准",,,,,,,"(免费项目)"序号","服务项目",,,"适用对象","服务内容",,"一、支付结算业务",,,,,,,"1","系统内现金存款",,,"个人","通过柜台为个人客户提供系统内同城、异地存、取款服务",,"2","系统内现金取款",,,"个人",,,"3","系统内资金汇划",,,"个人","通过柜台为收款方是个人客户的提供系统内同城、异地资金划转服务",,"4","系统内同城现金存款",,,"对公","通过柜台为单位客户提供系统内同城现金存入服务",,"5","系统内同城资金汇划",,,"对公","通过柜台为单位客户提供系统内同城资金划转服务",,"6","系统内异地代发业务",,,"对公","通过柜台为收款方是单位客户的办理系统内异地资金代发业务",,"7","柜面受理他行、系统内卡/折查询",,,"个人","通过柜台为客户提供查询服务",,"8","退汇、退票",,,"个人/对公","为客户提供退汇、退票服务",,"9","财政金库、救灾、抚恤金等资金汇划",,,"个人/对公","通过柜台为客户提供财政金库、救灾、抚恤金等性质资金的划转服务",,"10","智慧柜员机跨行转账手续费",,,"个人","客户通过智慧柜员机将个人客户的资金从系统内账户(不含信用卡)转移到其他银行(含同城和异地)的账户",,"二、账户管理",,,,,,,"1","储蓄账户开户、销户",,,"个人","通过柜台为个人客户提供账户的开立、撤销服务",,"2","个人结算账户开户、销户",,,"个人",,,"3","单位结算账户开户、销户",,,"对公","通过柜台为单位客户提供账户的开立、撤销服务",,"4","账户年费",,,"对公","单位客户账户使用年费",,"5","客户信息变更",,,"个人/对公","通过柜台为客户提供客户信息的变更服务",,"三、借记卡业务",,,,,,,"1","系统内ATM同城取款",,,"个人","客户通过本系统自助设备办理系统内资金的存入、支取、转账、查询业务",,"2","系统内ATM异地取款",,,,,,"3","系统内ATM同城转账",,,,,,"4","系统内ATM异地转账",,,,,,"5","系统内ATM同城查询",,,,,,"6","系统内ATM异地查询",,,,,,"7","系统内CDM同城存款",,,,,,"8","系统内CDM异地存款",,,,,,"9","系统内指定账户圈存",,,"个人","客户通过系统内柜台或自助设备将银行卡主账户的资金圈存至电子现金账户中",,"10","系统内非指定账户圈存",,,,,,"11","系统内现金圈存",,,,"客户通过系统内柜台或自助设备将现金圈存至电子现金账户中",,"四、贷记卡业务",,,,,,,"1","信合通公务卡年费",,,"个人","公务卡持卡人用卡年费",,"2","补制对账单",,,"个人","为客户提供贷记卡对账单(6个月内)打印服务",,"3","调阅单据费",,,"个人","为客户提供贷记卡单据调阅服务",,"4","对账单邮寄",,,"个人","为贷记卡客户提供邮寄纸质对账单服务",,"5","ATM查询费",,,"个人","贷记卡客户在中国境内通过系统内或他行的ATM进行资金查询",,"五、电子银行",,,,,,,"1","系统内同城资金汇划",,,"个人/对公","为网上银行客户提供系统内资金划转服务",,"2","系统内异地资金汇划",,,"个人/对公",,,"3","网银证书补发/换发",,,"个人/对公","为客户提供网银证书补发/换发服务",,"4","网银密码重置",,,"个人/对公","为客户提供网银密码重置服务",,"5","网银数字证书",,,"个人/对公","为客户提供网银数字证书",,"6","补打网银交易回单",,,"个人/对公","为客户提供网银交易回单补打服务",,"7","跨行资金汇划业务",,,"个人/对公","为客户提供网上银行跨行资金划转服务",,"8","网银证书冻结/废止",,,"个人/对公","为客户提供网银证书冻结/废止服务",,"9","网银年费",,,"个人/对公","客户使用网银年费",,"六、特殊业务",,,,,,,"1","密码挂失、密码重置",,,"个人","为客户提供账户密码的挂失、重置服务",,"2","口头挂失",,,"个人","为客户提供账户的口头挂失服务",,"3","密码输错次数维护",,,"个人","为客户提供密码输错次数维护服务",,"4","补登、更换存折",,,"个人","为客户提供存折的补登、更换服务",,"5","智慧柜员机凭证挂失",,,"个人","通过智慧柜员机为客户提供凭证挂失服务",,"七、工本费",,,,,,,"1","普卡(磁条卡)",,,"个人","客户使用卡、折、单工本费",,"2","定期储蓄一本通",,,"个人",,,"3","存折",,,"个人",,,"4","定期储蓄存单",,,"个人",,,"5","单位定期存款开户证实书",,,"对公",,,"6","单位定期存单",,,"对公",,,"7","单位贷款合同文本",,,"对公","贷款客户使用合同文本工本费",,"8","个人贷款合同文本",,,"个人",,,"9","信用户贷款合同文本",,,"个人",,,"八、其他业务",,,,,,,"1","12个月内(含)对账单查询、打印",,,"个人/对公","为客户提供账户12个月内(含)纸质或电子对账单的查询、打印服务",,"2","银行询证函",,,"个人/对公","为客户提供特定时间的资金证明服务",,"3","主辅币兑换",,,"个人/对公","为客户提供主辅币兑换服务",,"4","残币兑换",,,"个人/对公","为客户提供残损币兑换服务",,"5","信合通公务卡银信通",,,"个人","为公务卡持卡人提供短信通知服务",,"6","存款账户对公银信通",,,"对公","为单位客户提供短信通知服务",,,,,,,,,"注:1.
"同城"是指地级市行政区划范围;"系统内"是指山西省辖内农村信用社(农商银行)范围;"2.
本收费标准自2020年9月1日起执行;,,,,,,,"山西省农村信用社服务收费标准""(政府定价项目),,,,,,"序号","服务项目",,"适用对象","收费标准",,,"服务内容","定价依据","备注""1","支票挂失手续费",,"个人/对公","按票面金额*0.
1%不足5元,收取5元",,,"为个人或对公客户办理支票挂失","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格〔2014〕268号)","2","银行本票挂失手续费",,"个人/对公","按票面金额*0.
1%不足5元,收取5元",,,"为个人或对公客户办理银行本票挂失","山西省发展和改革委员会山西银监局关于转发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》的通知(晋发改服价发〔2017〕618号)","暂免征收""3","银行汇票挂失手续费",,"个人/对公","按票面金额*0.
1%不足5元,收取5元",,,"为个人或对公客户办理银行汇票挂失",,"4","支票工本费",,"个人/对公","0.
40元/份",,,"出售给个人或对公客户支票凭证","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格〔2014〕268号)","5","银行本票工本费",,"个人/对公","0.
48元/份",,,"出售给个人或对公客户银行本票凭证","山西省发展和改革委员会山西银监局关于转发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》的通知(晋发改服价发〔2017〕618号)","暂免征收""6","银行汇票工本费",,"个人/对公","0.
48元/份",,,"出售给个人或对公客户银行汇票凭证",,,,,,,,,,"注:1.
"同城"是指地级市行政区划范围;"系统内"是指山西省辖内农村信用社(农商银行)范围;"2.
本收费标准自2020年9月1日起执行;"山西省农村信用社服务收费标准""(政府指导价项目)"序号","服务项目",,"适用对象","收费标准",,,"说明","服务内容","定价依据","备注""一、支付结算业务""1","个人跨行柜台转账手续费",,"个人","0.
2万元以下(含)2元/笔",,,,"通过柜台将个人客户的资金从系统内账户(不含信用卡)转移到其他银行(含同城和异地)的账户","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格〔2014〕268号)",,,,,"0.
2万元-0.
5万元(含)5元/笔",,,,,,,,,,"0.
5万元-1万元(含)10元/笔",,,,,,,,,,"1万元-5万元(含)15元/笔",,,,,,,,,,"5万元以上按交易额*0.
03%,最高50元",,,"加急业务在此汇划费基础上加收20%最高不超过50元",,,"2","对公跨行柜台转账手续费",,"对公","1万元以下(含)5元/笔",,,,"通过柜台将对公客户的资金从系统内账户转移到其他银行(含同城和异地)的账户",,,,,,"1万元-10万元(含)10元/笔",,,,,,,,,,"10万元-50万元(含)15元/笔",,,,,,,,,,"50万元-100万元(含)20元/笔",,,,,,,,,,"100万元以上按交易额*0.
02‰,最高200元",,,"加急业务在此汇划费基础上加收20%最高不超过200元",,,"3","个人现金汇款手续费",,"个人","按交易额*0.
5%最高50元",,,,"将个人客户现金汇入其他银行(含同城和异地)的账户",,"二、票据业务""1","支票手续费",,"个人对公","1元/笔",,,,"为个人或对公客户办理支票业务","关于印发商业银行服务政府指导价政府定价目录的通知(发改价格〔2014〕268号)","2","银行本票手续费",,"个人对公","1元/笔",,,,"为个人或对公客户办理银行本票业务","山西省发展和改革委员会山西银监局关于转发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》的通知(晋发改服价发〔2017〕618号)","暂免征收""3","银行汇票手续费",,"个人对公","1元/笔",,,,"为个人或对公客户办理银行汇票业务",,"注:1.
"同城"是指地级市行政区划范围;"系统内"是指山西省辖内农村信用社(农商银行)范围;"2.
本收费标准自2020年9月1日起执行;,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"山西省农村信用社服务收费标准""(市场调节价项目)"序号","服务项目",,"适用对象","收费标准"服务内容","定价依据","备注""一、支付结算业务""1","系统内异地资金汇划",,"对公","对公跨行柜台转账业务收费标准*60%,最高100元"通过柜台为收款方是单位客户的办理系统内异地资金划转业务(除代发业务)",,"2","农信银通存通兑存现",,"个人","交易额*0.
5%,最低1元,最高20元"通过农信银通存通兑系统为他行客户办理现金存、取业务",,"3","农信银通存通兑取现",,,"交易额*0.
8%,最低1元,最高40元""4","农信银通存通兑他行卡/折转账",,,"交易额*0.
5%,最低1元,最高20元"通过农信银通存通兑系统为他行客户办理资金划转业务",,"5","农信银通存通兑本行账户转账",,"个人/对公","参照个人/对公跨行柜台转账汇款收费标准执行"通过农信银通存通兑系统为本行客户办理跨行资金划转业务",,"6","农民工卡取现",,"个人","交易额*0.
8%,最低1元,最高20元"客户通过他行柜台办理农民工卡取现业务",,"7","银联卡柜面通取款",,"个人","交易额*0.
1%,最低3元,最高50元"客户通过他行柜面办理资金存/取业务",,"8","银联卡柜面通存款",,,"交易额*0.
1%,最低3元,最高50元""9","银联卡柜面通转账",,,"参照个人跨行柜台转账汇款收费标准执行"客户使用银联柜面通系统通过系统内或他行柜面办理跨行转账业务",,"""二、借记卡业务""1","ATM境外跨行查询",,"个人","4元/笔"客户在中国境外通过ATM跨行办理查询业务",,"2","ATM境外跨行取款",,"个人","交易额*1%+12元/笔"客户在中国境外通过ATM跨行办理取款业务",,"3","ATM同城跨行取款",,"个人","2元/笔"客户通过同城他行ATM办理取款业务",,"每月免收社保卡前一笔且不超过5000元(含)ATM跨行取款手续费""4","ATM异地跨行取款",,"个人","交易额*1%+2元/笔"客户通过异地他行ATM办理取款业务",,"5","ATM同城跨行转账",,"个人","小于等于10000元,3元/笔"客户通过系统内或他行ATM设备办理同城或异地跨行转账业务",,"6",,,,"10000元至50000元(含)5元/笔""7",,,,"50000元至100000元(含)8元/笔""8",,,,"100000元以上,10元/笔""9","ATM异地跨行转账",,"个人","交易额*1%;最低5元,最高50元""10","CDM跨行存款",,"个人","3000元以下,3元/笔"客户通过他行CDM设备办理存款业务",,"11",,,,"3000元以上50000元以下,交易额*0.
1%"12",,,,"50000元以上,50元/笔""13","跨行指定账户圈存",,"个人","0.
5元/笔"客户通过他行自助设备将银行卡主账户的资金圈存至电子现金账户中",,"限时免征收""14","跨行非指定账户圈存",,,"0.
9元/笔""15","跨行现金圈存",,,"0.
9元/笔"客户通过他行柜台或自助设备将现金圈存至电子现金账户中",,"16","IC卡工本费",,"个人","10元/卡"IC卡卡片工本费",,"17","IC卡押金",,"个人","20元/卡"IC卡卡片使用押金",,"18","普卡年费",,"个人","10元/卡"借记卡持卡人用卡年费","山西省发展和改革委员会山西银监局关于转发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》的通知(晋发改服价发〔2017〕618号)","对个人在同一法人机构开立的唯一账户年费,银行暂免征收""19","金卡年费",,"个人","300元/卡"借记卡持卡人用卡年费",,"首年免年费,在对应的开户日期扣除,本年消费2万元以上,免次年年费.
""20","白金卡年费",,"个人","500元/卡"首年免年费,在对应的开户日期扣除,本年消费5万元以上,免次年年费.
""21","钻石卡年费",,"个人","800元/卡"首年免年费,在对应的开户日期扣除,本年消费10万元以上,免次年年费.
""三、贷记卡业务""1","普卡、准贷记卡年费",,"个人","主卡80元/年附属卡40元/年"贷记卡持卡人用卡年费",,"首年免年费,消费五次免次年年费,年费逐年收取,中途退卡,年费不退还.
""2","金卡年费",,"个人","主卡160元/年附属卡80元/年""3","白金卡年费",,"个人","主卡1000元/年附属卡500元/年"首年免年费,消费十次且消费金额满6万元,免次年年费.
年费逐年收取,中途退卡,年费不退还.
""4","钻石卡年费",,"个人","主卡5000元/年附属卡2500元/年"不免年费.
年费逐年收取,中途退卡,年费不退还.
""5","分期业务类型",,"个人","期数","3期","6期","9期","12期","18期","24期","36期","持卡人办理分期业务手续费",,"分期期数为3期、6期、9期、12期、18期、24期、36期七种.
分期手续费收取方式(除POS分期外)分按期收取和一次性收取两种.
分期手续费各发卡行可根据自身实际上下浮动,幅度不超过30%,报省联社银行卡中心审批备案后执行.
""6","账单分期手续费",,,"每期手续费","0.
0085","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158",,,"7",,,,"一次性手续费","0.
0249","0.
0438","0.
0639","0.
084","0.
1206","0.
156","0.
216",,,"8","灵活分期手续费",,,"每期手续费","0.
0085","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158",,,"9",,,,"一次性手续费","0.
0249","0.
0438","0.
0639","0.
084","0.
1206","0.
156","0.
216",,,"10","POS分期手续费",,,"每期手续费","0.
0085","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158","0.
00750000476837158",,,"11","现金分期手续费",,,"每期手续费","0.
009","0.
008","0.
008","0.
008","0.
008","0.
008","0.
008",,,"12",,,,"一次性手续费","0.
0264","0.
0468","0.
0684","0.
0888","0.
1278","0.
1632","0.
2268",,,"13","本行柜面及ATM取现",,"个人","透支金额*0.
8%最低1元,最高50元"贷记卡持卡人通过本行柜面及ATM办理取现业务",,"支取溢缴款不收费""14","他行ATM取现",,"个人","支取金额*1%+2元最低5元,最高50元"贷记卡持卡人通过他行ATM办理取现业务",,"15","境外取现",,"个人","支取金额*1%+12元"贷记卡持卡人在境外办理取现业务",,"16","本行柜面及ATM转账",,"个人","透支金额*0.
8%最低1元,最高50元"贷记卡持卡人通过本行柜面及ATM办理转账业务",,"支取溢缴款不收费""17","他行ATM转账",,"个人","支取金额*1%+2元最低5元,最高50元"贷记卡持卡人通过他行ATM办理转账业务",,"18","透支利率",,"个人","日利率万分之五年化利率约为18.
25%按月计收复利"贷记卡持卡人取现、转账透支,超信用额度消费透支及未全额还款计付利息适用的利率",,"取现不享受免息期;在到期还款日之前未全额还款,不享受免息期;费用均不计收利息.
受每月天数不同及持卡人还款情况不同等因素的影响,实际年化利率与上述年化利率可能存在差异""19","换卡手续费/普通",,"个人","15元/卡/笔"为贷记卡持卡人提供换卡服务",,"除到期续卡外的其他换卡.
""20","换卡手续费/加急",,"个人","20元/卡/笔"为贷记卡持卡人提供加急补卡、换卡服务",,"21","快速发卡费",,"个人","20元/卡/笔"为贷记卡持卡人提供快速发卡服务",,"22","挂失手续费",,"个人","50元/卡/笔"为贷记卡持卡人提供挂失服务",,"23","跨境ATM查询费",,"个人","10元/笔"贷记卡持卡人在中国境外通过ATM进行查询业务",,"24","贷记卡违约金",,"个人","最低还款额未还部分*5%;最低5元"贷记卡持卡人未按规定在到期还款日(含)前偿还最低还款额,向发卡行支付的费用",,"四、电子银行""1","普通U-Key工本费",,"个人/对公","30元/个"出售给客户普通U-Key介质""2","液晶屏U-Key工本费",,"个人/对公","30元/个"出售给客户液晶屏U-Key介质",,"3","蓝牙U-Key工本费",,"个人/对公","40元/个"出售给客户蓝牙U-Key介质",,,,,"五、票据业务""1","银行承兑汇票挂失",,"对公","按票面金额*0.
1%不足5元,收取5元"为单位客户办理银行承兑汇票挂失",,"2","银行承兑汇票工本费",,"对公","0.
48元/份"出售给客户银行承兑汇票凭证",,"3","银行承兑汇票手续费",,"对公","票面金额*0.
5‰为客户办理银行承兑汇票业务",,"","4","银行承兑汇票查询",,"对公","30元/笔"为客户提供银行承兑汇票查询服务",,,"5","银行本票查询",,"个人/对公","12.
20元/笔"为客户提供银行本票查询服务",,"","6","银行汇票查询",,"个人/对公","12.
20元/笔"为客户提供银行汇票查询服务",,"""六、账户管理""1","小额账户管理费",,"个人","3元/季/户"对日均余额不足100元的个人活期账户按季收取账户管理费","山西省发展和改革委员会山西银监局关于转发《国家发展改革委中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》的通知(晋发改服价发〔2017〕618号)","对单位和个人在同一法人机构开立的唯一账户小额管理费,银行暂免征收;免收社保卡、居民健康卡小额账户管理费.
""2","小额账户管理费",,"对公","30元/季/户"对日均余额不足1000元的单位活期账户按季收取账户管理费",,"3","久悬账户管理费",,"对公","100元/年/户"对已归为久悬账户管理的账户按年收取久悬账户管理费",,"七、保管箱业务""1","租金",,"个人/对公","根据不同型号200-2000元/年"客户租用保管箱收取的费用","","2","保证金(押金)",,"个人/对公","根据不同型号200-2600元"客户租用保管箱押金",,"3","密码挂失费",,"个人/对公","10元/笔"提供密码挂失服务",,"4","证件挂失费",,"个人/对公","10元/笔"提供证件挂失服务",,"5","预留印鉴挂失费",,"对公","10元/笔"提供预留印鉴挂失服务",,"6","保证金收据挂失费",,"个人/对公","10元/笔"提供收据挂失服务",,"7","单箱匙挂失费",,"个人/对公","挂失费10元,箱匙赔偿费200元"提供单把钥匙挂失服务",,"8","双箱匙挂失费(凿箱费)",,"个人/对公","破箱赔偿费400元"提供双把钥匙挂失服务",,"9","开箱方式变更费",,"个人/对公","10元/笔"提供开箱方式变更服务",,"10","授权变更费",,"个人/对公","10元/笔"提供授权方式变更服务",,"11","选号费",,"个人/对公","100元(单号)、200元(双号)、300元(三位串号)、400元(四位串号)提供号码选择服务",,"八、外汇业务""(一)对公外汇业务""序号","收费项目",,"服务对象","收费标准"服务内容","备注","1、信用证""1","进口","开证","对公","开证金额*1.
5‰,最低200元/笔,无最高上限.
效期3个月(不含)以上每季增加0.
5‰,全额保证金业务不加收"提供信用证开证服务",,"2",,"修改","对公","200元/笔(不涉及金额/期限的修改);金额、期限增加的,增加部分按新开证标准计收,最低200元/笔,全额保证金业务,200元/笔"提供信用证修改服务",,"3",,"承兑或延期付款承诺","对公","按承兑或承诺付款金额收取,付款期限90天(含)以下的按1‰一次性收取,付款期限在90天以上的每月加收0.
3‰,最低200元;全额保证金业务,按200元/笔收取;提供远期信用证/延期付款信用证承兑、延期付款承兑服务",,"4",,"付汇","对公","200元/笔"提供资金清算服务",,"5",,"偿付费","对公","30美元/笔"提供资金清算服务","向受益人收取,从付款金额中扣收","6",,"不符点处理","对公","50美元/笔"提供不符点风险提示服务",,"7",,"提货担保","对公","担保金额*0.
5‰最低300元/笔"为客户提取货物提供银行信誉担保",,"8",,"退单","对公","200元/笔"根据客户委托,提供退单服务",,"9",,"信用证效期内撤销","对公","100元/笔"提供效期内进口信用证撤销服务",,"10",,"银行抬头提单背书","对公","提单金额*0.
5‰最低300元/笔"提供提单背书服务",,"11",,"审单","对公","20美元/套"提供单据审核服务",,"12","出口","预通知","对公","100元/笔"提供信用证预通知服务",,"13",,"通知/转通知","对公","200元/笔"提供信用证通知或传递服务",,"14",,"通知/转通知修改","对公","100元/笔"提供通知或传递信用证修改服务",,"15",,"修改、换单、退单","对公","200元/笔"提供出口信用证修改、换单、退单服务",,"16",,"保兑信用证(含通知费)","对公","保兑金额*2‰每季收取最低300元/笔"为他行开立的信用证加具保兑",,"17",,"议付(押汇)或验单","对公","议付金额*1.
25‰最低300元/笔"提供单据审核、系统处理服务",,"18",,"转让信用证","对公","信用证金额*1‰,最低200元/笔,最高1000元/笔"提供开立转让信用证服务",,"19",,"开立转让信用证修改","对公","100元/笔"提供开立转让信用证修改服务",,"20",,"信用证效期内注销及撤证","对公","100元/笔"提供效期内出口信用证注销及撤销服务",,"2、托收""1","出口托收","光票托收","对公","托收金额*1‰,最低50元/笔,最高500元/笔"提供光票托收服务",,"2",,"光票托收退票","对公","50元/笔"因拒付,提供向境外申请光票退回及换单服务",,"3",,"光票托收受益人要求退汇","对公","托收金额*1‰,最低50元/笔,最高1000元/笔"因受益人要求,提供已办理解付的托收款项退汇服务",,"4",,"跟单托收","对公","托收金额*1‰,最低100元/笔,最高2000元/笔"提供跟单托收服务",,"5",,"修改托收委托书","对公","100元/笔"提供托收业务委托书修改服务",,"6","进口代收","光票代收","对公","代收金额*1‰,最低50元/笔,最高1000元/笔"为客户提供全面的光票代收或跟单代收服务",,"7",,"跟单代收","对公","代收金额*1‰,最低100元/笔,最高2000元/笔""8",,"拒付退光票","对公","100元/笔"为客户提供光票退回服务",,"9",,"拒付退跟单汇票","对公","100元/笔"为客户提供跟单汇票退回服务",,"10",,"偿付费","对公","30美元/笔"为客户提供资金清算服务",,"11",,"退单、换单","对公","200元/笔"为客户提供退单、换单服务",,"3、汇款""1","汇入","转汇","对公","转汇金额*1‰,最低50元/笔最高1000元/笔"提供汇入汇款转汇服务",,"2","退汇","非受益人退汇","对公","退汇金额*1‰,最低100元/笔,最高1000元/笔"提供汇入汇款非受益人退汇服务","退汇时从汇款本金中扣除","3",,"受益人退汇","对公","退汇金额*1‰,最低100元/笔,最高1000元/笔"提供汇入汇款退汇服务","退汇时从汇款本金中扣除","4","汇出","电汇境外汇款","对公","汇款金额*1‰,最低50元/笔最高1000元/笔"提供境外汇出汇款服务",,"5",,"电汇境内汇款","对公","汇款金额*1‰,最低50元/笔最高1000元/笔"提供境内汇出汇款服务",,"6",,"汇款指示修改","对公","100元/笔"汇款指令付出后,根据汇款人申请提供汇出款修改服务",,"7",,"汇出汇款查询","对公","1个月内查询免费,1-3个月50元/笔,3个月以上100元/笔"汇款指令付出后,根据汇款人申请提供汇出款查询服务",,"(二)个人外汇业务""1","SWIFT汇款","汇入汇款转汇","个人","汇款金额*1‰,最低50元/笔最高300元/笔"提供汇入汇款转汇服务",,"2",,"非受益人退汇","个人","退汇金额*1‰,最低20元/笔最高300元/笔"提供非受益人退汇服务",,"3",,"受益人退汇","个人","退汇金额*1‰,最低20元/笔最高300元/笔"提供受益人退汇服务",,"4",,"汇出境外汇款","个人","汇款金额*1‰,最低50元/笔最高300元/笔"提供境外汇出汇款服务",,"5",,"电汇境内汇款","个人","汇款金额*1‰,最低50元/笔最高300元/笔"提供境内汇出汇款服务",,"6",,"汇款指示修改","个人","50元/笔"提供汇款指示修改服务",,"7",,"汇出汇款查询","个人","1个月内查询免费,1-3个月50元/笔,3个月以上100元/笔"提供汇出汇款查询服务",,"8","托收业务","光票托收","个人","托收金额*1‰,最低50元/笔最高500元/笔"提供光票托收服务",,"(三)其它业务""1","其他业务","快递邮费","个人/对公","根据实际业务发生按实收取"提供快递服务",,"2",,"SWIFT电讯费","个人/对公","100元/笔"提供基于SWIFT的汇款服务",,"3",,"外币存款证明","个人/对公","30元/笔"提供外币存款证明服务",,"4",,"外币携带证","个人/对公","10元/笔"提供外币携带证开立服务",,"注:外币手续费可收取等值的人民币手续费""九、特殊业务""1","凭证挂失(含印鉴卡)",,"个人/对公","5元/笔"为客户提供挂失服务",,"IC卡补卡另加收工本费5元/笔","2","凭证和密码同时挂失",,,"5元/笔""十、其他业务""1","芯片存单",,"个人","6元/笔"客户使用芯片存单工本费",,"客户开户单笔存款金额10万元以上(含)工本费免收""2","银团贷款安排费",,"公司客户","按贷款总额的0.
2%-2%收取,或按协议价收取"为客户银团贷款业务进行安排与承销","《银团贷款中间业务收费行为自律公约》","3","银团贷款承诺费",,,"按未提用金额的0.
05%-0.
5%每年收取"为客户银团贷款业务提供管理服务",,"4","银团贷款代理费",,,"每年按贷款总额的0.
5%-1%收取,或按协议价收取"为客户银团贷款业务提供代理行服务",,"5","银团贷款参加费",,,"按协议价收取"为客户银团贷款业务进行安排与承销",,"6","存款证明",,"个人","20元/份"为个人客户提供资金证明服务",,"7","存款账户对私银信通",,"个人","2元/月/手机号"为个人存款客户提供短信通知服务",,"由通信服务商向客户收取""8","信贷管理对私银信通",,"个人","2元/月/手机号"通过信贷管理系统为贷款客户提供短信通知服务",,"9","信贷管理对公银信通",,"对公","5元/月/手机号""10","贷记卡对私银信通",,"个人","2元/月/户"为贷记卡持卡人提供短信通知服务",,"11","1-3年(含)对账单补打",,"个人/对公","20元/份"为客户提供1年以上账户对账单补打服务",,"每个账号按1份计算""12","3年以上对账单补打",,"个人/对公","50元/份""13","委托收款、托收承付",,"个人/对公","30元/笔"为客户提供委托收款或托收承付服务",,"","14","其他定制服务",,"个人/对公","以双方签订合同内容为准"为客户提供银企直联等个性化定制服务",,"注:1.
"同城"是指地级市行政区划范围;"系统内"是指山西省辖内农村信用社(农商银行)范围;