ultra-high-net-worth-individuals

haole16.com  时间:2021-03-19  阅读:()
(UHNWI)andentrepreneurclientshasallowedustogrowrevenuesinAPAC.
WereportedrecordassetsundermanagementofCHF169billionandNNAofCHF4.
6billionatend-3Q16,drivenbythequalityandeffectivenessoftheintegratedapproachwetakebetweenwealthmanage-mentandinvestmentbanking.
ThedivisionachievedanannualizedNNAgrowthrateof12%.
Ouradvisoryandunderwritingbusinessranked#1intermsofshareofwalletinAsiaPacificex-Japanamonginternationalbanks4in9M16.
InIWM,wedeliveredarobustperformancein3Q16withadjusted*pre-taxincomeofCHF241milliondespitelowerlevelsofclientactivity.
Inwealthmanagement,weachievedstrongNNAofCHF4.
4billion,representinganannualizedgrowthrateof6%.
Ourgrowthinitiatives,includingthelaunchoftheStrategicClientPartnersunitwithadedicatedcoverageteam,haveallowedustocreatefurthervalueforourUHNWIclients.
InAssetManagement,wehadastrongquarterwithassetinflowsofCHF5billion,includ-ingnotablecontributionsfromemergingmarketsandfixedincomeproducts.
IBCMhadaprofitablequarterwithadjusted*pre-taxincomeofUSD55million.
InAdvisory,wecontinuedtoleveragethestrengthofourglobalfranchise,withanumberofmarqueetransactionsexceedingUSD10billion5announcedduring3Q16.
AcrossourIBCMfranchise,ourglobalreachandtheconnectivitybetweenteamsisstrongerthanever.
ThisreflectsourintegratedapproachtoclientcoverageacrossourUHNWI,corporateandfinan-cialsponsorclientbase,combinedwithindustryandfinancingcapabilities.
Dearshareholders3Q16wasaperiodofcontinuedprogressforCreditSuisse.
TheGroupandalloperatingdivisionswereprofitable.
Weremainedfocusedonimplementingourstrategywithdiscipline,deliveringfurtherreductionsincostaswelowerourbreak-evenpoint.
OurclientfranchisesacrossSwissUniversalBank(SUB),AsiaPacific(APAC)andInternationalWealthManagement(IWM)achievedaprofitablequarter,withcontinuedhealthynetassetinflowsatsolidmargins.
OuradvisoryandunderwritingteamsinInvestmentBank-ing&CapitalMarkets(IBCM)stayedclosetoourclientsduringthequarter,gainingmarketshareinkeyproductareas.
InGlobalMarkets(GM),wehadasecondprofitablequarterthisyearwithnotablestrengthinourCreditfranchises.
TheStrategicResolutionUnit(SRU)achievedfurtherreductionsinrisk-weightedassets(RWA)andleverageexposureaswellasasignificantreductioninadjusted*costs.
ThisisanimportantsourceofcapitalfortheGroup,allowingresourcestobereinvestedinAPAC,IWM,SUBandIBCM,whereweexpecttogeneratehigherreturns.
Wefur-therstrengthenedourcapitalpositionwithaCET1ratioof12%andCET1leverageratioof3.
4%onalook-throughbasisasofend-3Q16.
FinancialperformanceCreditSuissereportednetincomeattributabletoshareholdersofCHF41millionandpre-taxincomeofCHF222millionin3Q16(adjusted*:CHF327million).
SUB,APACandIWMweresignifi-cantcontributorstothisresult,generatingcombinedadjusted*pre-taxincomeofCHF847million.
Theyattractednetnewassets(NNA)ofCHF9.
2billionintheirwealthmanagementbusinessesduringthequarterandatotalofCHF30.
9billionsincethebegin-ningof2016.
InourSwisshomemarket,whereweofferexpertserviceandadvicetothefullspectrumofclients,SUBdeliveredadjusted*pre-taxincomeofCHF431millionin3Q16.
Wemadefurtherprog-ressingrowingourBankforEntrepreneurs,whichcombinesourwealthmanagementandcorporatebankingcapabilities.
Morecli-entssigneduptoourCreditSuisseInvestoffering,whichdrovemandatespenetrationof29%atend-3Q16,anincreaseof5per-centagepointscomparedto3Q15.
OurinvestmentbankinSwit-zerlandmaintaineditsleadingmarketshareintermsofannouncedmergersandacquisitionstransactions1anddebtcapitalmarketdeals2.
OurSwisslegalentityCreditSuisse(Schweiz)AGisontracktostartoperationsinNovember2016.
ThisimportantstepwillenhancetheGroup'sresolvabilityinaccordancewithregulatoryrequirements.
Theplannedpartial(20-30%)initialpublicofferingofCreditSuisse(Schweiz)AGisscheduledtotakeplacebyend-2017,marketconditionspermitting3.
InAPAC,wedeliveredadjusted*pre-taxincomeofCHF175millionin3Q16.
Ourintegratedapproachtoserving3Q16LettertoshareholdersUrsRohner,ChairmanoftheBoardofDirectors(left)andTidjaneThiam,ChiefExecutiveOfficer.
229005EOutlookWearedeliveringonourstrategyandaremaintainingaqualitydia-loguewithourclientsacrosswealthmanagementandinvestmentbanking.
Lookingahead,weexpectmarketactivitytocontinuetobeinfluencedbygeopoliticalandmacro-economicuncertaintyoverthenextseveralquartersandtheoutlooktoremainchal-lenging.
Webelievethatweareontherightpathandaremakingprogressonimplementingourstrategy.
Theseeffortsaredrivenbythehardworkanddedicationofouremployees,whomwethankwholeheartedlyfortheirrelentlessanddailyefforts,andthesup-portofourclients,whoentrustuswiththeirbusiness,andofourshareholdersaroundtheglobe.
BestregardsUrsRohnerTidjaneThiamChairmanoftheChiefExecutiveOfficerBoardofDirectorsNovember2016GMwasprofitablewithadjusted*pre-taxincomeofUSD150millionin3Q16inspiteofareductionof16%ofRWAandof14%ofrevenuesyearonyear.
Anumberofourclientfranchiseshadastrongquartercomparedto3Q15,particularlyinCredit.
GlobalCreditProductsgloballydelivereditsbestthirdquarterper-formancesince2013asourteamsstayedclosetoclientsacrosshighyieldandinvestmentgrademarkets.
Thiswasoffsetbyaweakercontributionfromourequitiesbusinesses,particularlyinequityderivativesandequitiestradinginEurope.
IntheUS,ourEquitiesfranchiseheldupwellandwemaintainedourstrongposi-tionswithourcoreclientsacrossCashandPrimeServices.
WecontinuetomakeprogressincreatingoperatingleverageinGMandexpecttoapproachourend-2018costtargetofUSD5.
4bil-lionbyend-2016.
OurfocusoncostsplayedakeyroleinGM's3Q16profitability.
TheSRUcontinuedtomakeprogressinreducingcostsandcapital.
Since3Q15,RWA,leverageexposureandadjusted*oper-atingcostswerereducedbyUSD20billion,USD78billionandUSD310million,respectively.
ImprovedcapitalpositionWefurtherimprovedourcapitalpositionandreportedalook-throughCET1capitalratioof12%atend-3Q16,comparedto11.
8%atend-2Q16.
Thelook-throughCET1leverageratiowas3.
4%atend-3Q16.
*Adjustedresultsarenon-GAAPfinancialmeasures.
ForareconciliationoftheadjustedresultstothemostdirectlycomparableUSGAAPmeasures,seeReconciliationofadjustedresults"tablesinI–CreditSuisseresults.
1Source:ThomsonSecurities,SDCPlatinum,CreditSuisse.
2Source:InternationalFinancialReview.
3AnysuchIPOwouldinvolvethesaleofaminoritystakeandwouldbesubjectto,amongotherthings,allnecessaryapprovalsandwouldbeintendedtogenerate/raiseadditionalcapitalforCreditSuisseAGorCreditSuisse(Schweiz)AG.
4Source:DealogicasofOctober2016.
5Source:DealogicasofSeptember30,2016.
Keymetricsin/endof%changein/endof%change3Q162Q163Q15QoQYoY9M169M15YoYCreditSuisse(CHFmillion,exceptwhereindicated)Netincome/(loss)attributabletoshareholders41170779(76)(95)(91)2,884–Basicearnings/(loss)pershare(CHF)0.
020.
080.
46(75)(96)(0.
05)1.
68–Dilutedearnings/(loss)pershare(CHF)0.
020.
080.
44(75)(95)(0.
05)1.
64–Returnonequityattributabletoshareholders(%)0.
41.
57.
1––(0.
3)9.
0–Effectivetaxrate(%)83.
310.
69.
7––(42.
9)28.
6–CoreResults(CHFmillion,exceptwhereindicated)Netrevenues5,5615,4716,0732(8)16,21118,950(14)Provisionforcreditlosses50989456(44)94154(39)Totaloperatingexpenses4,4374,5044,357(1)213,31613,447(1)Incomebeforetaxes1,0749581,62712(34)2,8015,349(48)Cost/incomeratio(%)79.
882.
371.
7––82.
171.
0–Assetsundermanagementandnetnewassets(CHFbillion)Assetsundermanagement1,255.
21,218.
41,285.
83.
0(2.
4)1,255.
21,285.
8(2.
4)Netnewassets11.
912.
116.
2(1.
7)(26.
5)34.
544.
8(23.
0)Balancesheetstatistics(CHFmillion)Totalassets806,711821,164858,420(2)(6)806,711858,420(6)Netloans274,606273,835274,82500274,606274,8250Totalshareholders'equity44,27644,96244,757(2)(1)44,27644,757(1)Tangibleshareholders'equity39,35940,02636,022(2)939,35936,0229BaselIIIregulatorycapitalandleveragestatisticsCET1ratio(%)14.
114.
214.
0––14.
114.
0–Look-throughCET1ratio(%)12.
011.
810.
2––12.
010.
2–Look-throughCET1leverageratio(%)3.
43.
32.
8––3.
42.
8–Look-throughTier1leverageratio(%)4.
64.
43.
9––4.
63.
9–ShareinformationSharesoutstanding(million)2,088.
32,081.
41,633.
70282,088.
31,633.
728ofwhichcommonsharesissued2,089.
92,089.
91,638.
40282,089.
91,638.
428ofwhichtreasuryshares(1.
6)(8.
5)(4.
7)(81)(66)(1.
6)(4.
7)(66)Bookvaluepershare(CHF)21.
2021.
6027.
40(2)(23)21.
2027.
40(23)Tangiblebookvaluepershare(CHF)18.
8519.
2322.
05(2)(15)18.
8522.
05(15)Marketcapitalization(CHFmillion)26,56321,54738,37123(31)26,56338,371(31)Numberofemployees(full-timeequivalents)Numberofemployees47,69047,18048,0901(1)47,69048,090(1)FinancialcalendarandcontactsFinancialcalendarFourthquarterresults2016Wednesday,February15,2017InvestorrelationsPhone+41443337149E-mailinvestor.
relations@credit-suisse.
comInternetwww.
credit-suisse.
com/investorsMediarelationsPhone+41844338844E-mailmedia.
relations@credit-suisse.
comInternetwww.
credit-suisse.
com/newsAdditionalinformationResultsandfinancialinformationwww.
credit-suisse.
com/resultsPrintedcopiesCreditSuisseAGGCPD18070ZurichSwitzerlandUSshareregisterandtransferagentDeutscheBankADSdepositarybankTrustCompanyAmericasAddressAmericanStockTransfer&TrustCo.
OperationsCenter620115thAvenueBrooklyn,NY11219UnitedStatesUSandCanadaphone+18662492593PhonefromoutsideUSandCanada+17189218124E-mailDB@amstock.
comSwissshareregisterandtransferagentAddressCreditSuisseGroupAGShareRegisterRXS8070ZurichSwitzerlandPhone+41443320202E-mailshare.
register@credit-suisse.
comImportantinformationWhenwerefertowealthmanagementfocuseddivisionsthroughoutthisdocument,wemeanAPAC,IWMandSUB.
Referencestothe"wealthmanagement"businessesinAPAC,IWMandSUBrefertothosedivisions'PrivateBankingbusinesses.
Whenwerefertooperatingdivisionsthroughoutthisdocument,wemeanSUB,IWM,APAC,IBCMandGM.
AsofJanuary1,2013,BaselIIIwasimplementedinSwitzerlandalongwiththeSwiss"TooBigtoFail"legislationandregulationsthereunder.
AsofJanuary1,2015,theBISleverageratioframework,asissuedbyBCBS,wasimplementedinSwitzerlandbyFINMA.
TherelateddisclosuresareinaccordancewithCreditSuisse'sinterpretationofsuchrequirements,includingrelevantassumptions.
ChangesintheinterpretationoftheserequirementsinSwitzerlandorinanyofCreditSuisse'sassumptionsorestimatescouldresultindifferentnumbersfromthoseshownherein.
Referencestophase-inandlook-throughincludedhereinrefertoBaselIIIrequirements.
Phase-inundertheBaselIIIcapitalframeworkreflectsthatfortheyears2014–2018,therewillbeafive-year(20%perannum)phaseinofgoodwillandotherintangibleassetsandothercapitaldeductions(e.
g.
,certaindeferredtaxassets)andfortheyears2013–2022,therewillbeaphaseoutofcertaincapitalinstruments.
Look-throughassumesthefullphase-inofgoodwillandotherintangibleassetsandotherregulatoryadjustmentsandthefullphaseoutofcertaincapitalinstruments.
Unlessotherwisenoted,leverageexposureisbasedontheBISleverageratioframeworkandconsistsofperiod-endbalancesheetassetsandprescribedregulatoryadjustments.
MandatespenetrationreflectsadvisoryanddiscretionarymandatesaspercentageoftotalAuM,excludingAuMfromtheexternalassetmanager(EAM)business.
Wemaynotachievealloftheexpectedbenefitsofourstrategicinitiatives.
Factorsbeyondourcontrol,includingbutnotlimitedtothemarketandeconomicconditions,changesinlaws,rulesorregulationsandotherchallengesdiscussedinourpublicfilings,couldlimitourabilitytoachievesomeoralloftheexpectedbenefitsoftheseinitiatives.
Thisdocumentcontainsforward-lookingstatementsthatinvolveinherentrisksanduncertainties,andwemightnotbeabletoachievethepredictions,forecasts,projectionsandotheroutcomeswedescribeorimplyinforward-lookingstatements.
Anumberofimportantfactorscouldcauseresultstodiffermateriallyfromtheplans,objectives,expectations,estimatesandintentionsweexpressintheseforward-lookingstatements,includingthoseweidentifyin"RiskFactors"inourAnnualReportonForm20-FforthefiscalyearendedDecember31,2015filedwiththeUSSecuritiesandExchangeCommission,andinotherpublicfilingsandpressreleases.
Wedonotintendtoupdatetheseforward-lookingstatementsexceptasmayberequiredbyapplicablelaw.

Hostinger 限时外贸美国主机活动 低至月12元且赠送1个COM域名

Hostinger 商家我们可能一些新用户不是太熟悉,因为我们很多新人用户都可能较多的直接从云服务器、独立服务器起步的。而Hostinger商家已经有将近十年的历史的商家,曾经主做低价虚拟主机,也是比较有知名度的,那时候也有接触过,不过一直没有过多的使用。这不这么多年过去,Hostinger商家一直比较稳妥的在运营,最近看到这个商家在改版UI后且产品上也在活动策划比较多。目前Hostinger在进...

美国云服务器 1核 1G 30M 50元/季 兆赫云

【双十二】兆赫云:全场vps季付六折优惠,低至50元/季,1H/1G/30M/20G数据盘/500G流量/洛杉矶联通9929商家简介:兆赫云是一家国人商家,成立2020年,主要业务是美西洛杉矶联通9929线路VPS,提供虚拟主机、VPS和独立服务器。VPS采用KVM虚拟架构,线路优质,延迟低,稳定性强。是不是觉得黑五折扣力度不够大?还在犹豫徘徊中?这次为了提前庆祝双十二,特价推出全场季付六折优惠。...

ZJI-全场八折优惠,香港服务器 600元起,还有日本/美国/韩国服务器

月付/年付优惠码:zji  下物理服务器/VDS/虚拟主机空间订单八折终身优惠(长期有效)一、ZJI官网点击直达ZJI官方网站二、特惠香港日本服务器香港大埔:http://hkdb.speedtest.zji.net/香港葵湾:http://hkkw.speedtest.zji.net/日本大阪:http://jpsk.speedtest.zji.net/日本大阪一型 ...

haole16.com为你推荐
firetrap牛仔裤的四大品牌是那几个啊?甲骨文不满赔偿公司倒闭员工不满一年怎么赔偿比肩工场比肩成局 什么意思bbs2.99nets.com让(bbs www)*****.cn进入同一个站haole012.com012.com网站真的可以挂Q升级吗?dpscycle国服魔兽WLK,有什么适合死亡骑士的插件?国风商讯国风塑钢质量怎么样弗雷德疯谁知百里挑一的冯晔炀的家乡在哪?他喜欢什么食物?喜欢去哪里旅游?达林赞雅请问达林赞雅还有没有一首比peerless还好听的歌?窝尚公寓窝尚公寓到底怎么样,谁玩过?
sharktech 联通c套餐 便宜服务器 edis cpanel 国外bt ixwebhosting 免费名片模板 evssl证书 godaddy域名证书 国外免费全能空间 中国电信测速网 1美金 vip域名 阿里云官方网站 美国凤凰城 攻击服务器 netvigator cdn加速技术 phpwind论坛 更多